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3.  Tree Health & Risk Survey 

![Tree Health & Risk Survey — professional tree surgery service in Staffordshire by RJ Hutchinson](/assets/work-03-FMhInBdj.jpg)

Structural

# Tree Health & Risk Surveys Across Stafford & Staffordshire. 

Documented inspection and risk assessment of your tree population — mortgage reports, planning surveys, duty-of-care registers and management plans.

[Call 07455 716463](tel:+447455716463)[Get a Free Quote](/contact)

✓ structured methodology · Insurer & lender accepted · £1m insured

15+ Years Experience 

500+ Jobs Completed 

£1m Insured 

NPTC Qualified 

Emergency Line 

## What is Tree Health & Risk Survey?

A tree survey is the documented inspection of a tree or group of trees, identifying species, condition, defects and management requirements. The depth of the survey depends on the purpose: mortgage lending, planning consent, duty of care management or ongoing tree population register.

We carry out surveys to recognised methodologies — structured risk assessment for risk-rated outputs, BS 5837 for planning context, and bespoke management surveys for estate populations.

Reports are written, photographed, mapped and delivered electronically in formats compatible with the recipient (lender, planner, insurer, facilities manager).

### Who It's For

-   Homebuyers needing mortgage tree report 
-   Developers preparing planning applications (BS 5837) 
-   Property managers managing duty of care 
-   Estates establishing tree population baseline 

### When It's Needed

-   Mortgage lender has requested a tree report 
-   Planning application requires BS 5837 survey 
-   H&S audit requires documented risk register 
-   Following a tree-related incident 

## What Happens If You Leave It

Property owners have a legal duty of care for trees on their land. If a known dangerous tree fails and injures someone, 'I didn't know' is a weak defence. Documented inspection demonstrates reasonable steps and protects you legally.

Mortgage lenders increasingly require tree surveys when buying property near trees. Without one, completion can be delayed by weeks. Quick turnaround surveys avoid the bottleneck.

## Our 5-Step Process

01

### Free Site Inspection

We visit, listen and assess access, hazards and surrounding structures before quoting a single penny.

02

### Written Diagnosis & Quote

You get a clear scope of works, fixed price and method statement — usually within 24 hours of the visit.

03

### Scheduled Visit

We agree a date that suits you, confirm the day before and arrive on time with the right kit and crew.

04

### Safe Execution

Risk assessments and permits handled. Roping, rigging and cutting carried out to NPTC and BS 3998 standards.

05

### Clearance & Sign-Off

All arisings removed (or chipped/logged for you), site swept clean, photos sent and invoice issued.

## Why Choose RJ Hutchinson

### Lender-Accepted Reports

Format and content meet major UK lender requirements.

### Structured Methodology

Numerical risk ratings — defensible, auditable, repeatable.

### BS 5837 Planning Reports

Tree constraints plans, AIA, AMS for planning submission.

### Quick Turnaround

Most domestic surveys reported within 5 working days.

### Mapped & Photographed

Each tree numbered, located, photographed.

### Management Recommendations

Prioritised actions with timelines.

## Tree Health & Risk Survey: The Full Detail

### Survey Types & When To Use Each

Mortgage tree report: brief inspection focused on subsidence risk and immediate hazards. Typically 1–10 trees, 2–5 page report.

BS 5837 planning survey: required for planning applications affecting trees. Tree schedule, constraints plan, arboricultural impact assessment, method statement.

Risk register: ongoing duty-of-care management for commercial premises, schools, parks. Risk-rated tree by tree, with re-inspection cycle.

Specialist surveys: subsidence investigation, decay testing (resistograph/tomograph), veteran tree assessment.

### Methodology & Standards

Visual Tree Assessment (VTA) is the foundation of all our work — systematic external inspection of every significant tree. Where decay is suspected, we use percussion testing and (for high-value trees) instrumented testing via specialist equipment.

Risk-rated assessment combines target value, tree size and probability of failure into a clear rating, allowing prioritisation across large tree populations. This approach is widely accepted by insurers and used by major UK landowners.

Every job is covered by £1m Public Liability Insurance and carried out under method statements and risk assessments tailored to your site.

## Tree Health & Risk Survey — Frequently Asked Questions

How much does a tree survey cost?+ 

Mortgage report: £150–£300. BS 5837 planning: £400–£1,200. Estate management: scoped per project.

How long does it take?+ 

Most domestic surveys: 5 working days. Larger projects: 2–3 weeks.

Will my lender accept it?+ 

Yes — our reports meet requirements of all major UK lenders. Confirm specific format if unsure.

Do you do subsidence reports?+ 

Yes — for insurance and engineering purposes, including root sample collection where required.

Can you survey hundreds of trees?+ 

Yes — estate and commercial surveys routinely cover 100+ trees with mapped registers.

What about TPO trees?+ 

Surveyed normally; recommendations include any required TPO applications for works.

Are you insured for survey work?+ 

Fully — £1m PL with professional indemnity for survey reports.

## Related Services

[

Emergency & Storm Work

### Dangerous Tree Removal

](/services/dangerous-tree-removal)[

Commercial & Estate

### Estate Tree Management

](/services/estate-management)[

Structural

### Tree Cabling and Bracing

](/services/cabling-and-bracing)[

Structural

### Veteran Tree Care

](/services/veteran-tree-care)

[Tree Surgeon Stafford](/)[All Tree Services](/services)[Service Areas](/service-areas)[Free Quote](/contact)

## Ready For a Free Quote on Tree Health & Risk Survey?

Free site visit, fixed-price written quote, no pressure. Call directly or send a few details — most quotes back within 24 hours.

[Call 07455 716463](tel:+447455716463)[Request a Quote](/contact)

![RJ Hutchinson Tree Services — Tree Surgeon Stafford Staffordshire logo](/assets/logo-Bzj-So5L.png)

Family-run, fully insured tree surgeons serving Stafford and the wider Staffordshire region. Ex-British Army discipline meets professional arboriculture.

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### Services

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-   [Crown reduction / lifting / thinning Stafford](/services/crown-reduction)
-   [Deadwood removal Stafford](/services/deadwood-removal)
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-   [Coppicing Stafford](/services/coppicing)
-   [Hedge trimming Stafford](/services/hedge-trimming)
-   [Hedge reduction Stafford](/services/hedge-reduction)
-   [View all tree services in Staffordshire →](/services)

### Areas Covered

-   [Tree Surgeon Stafford](/service-areas/stafford)
-   [Tree Surgeon Lichfield](/service-areas/lichfield)
-   [Tree Surgeon Tamworth](/service-areas/tamworth)
-   [Tree Surgeon Burton upon Trent](/service-areas/burton-upon-trent)
-   [Tree Surgeon Cannock](/service-areas/cannock)
-   [Tree Surgeon Rugeley](/service-areas/rugeley)
-   [Tree Surgeon Stone](/service-areas/stone)
-   [Tree Surgeon Uttoxeter](/service-areas/uttoxeter)
-   [Tree Surgeon Newcastle-under-Lyme](/service-areas/newcastle-under-lyme)

### Get In Touch

-   [07455 716463](tel:+447455716463)
-   [07710 015292](tel:+447710015292)
-   [Rjhutchinson18@gmail.com](mailto:Rjhutchinson18@gmail.com)
-   7 Pitt St, Stafford, Staffordshire ST16 1PL 
-   Monday 7:30 AM – 7:30 PM 
    
    Tuesday 7:30 AM – 7:30 PM 
    
    Wednesday 7:30 AM – 7:30 PM 
    
    Thursday 7:30 AM – 7:30 PM 
    
    Friday 7:30 AM – 7:30 PM 
    
    Saturday 10 AM – 5 PM 
    
    Sunday 10 AM – 5 PM 
    
    Emergency cover available
    

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